We believe in straightforward financial advice without hidden fees or surprises. That’s why we’ve adopted a transparent, fee-only pricing model that aligns our interests with yours. Our goal is to provide you with clear, actionable financial planning and investment management services that fit your life and your budget.
This is our core offering and the best fit for most people. We’ll start with the creation of a tailored financial plan, unfolding over 3-4 meetings, covering all aspects of your financial life.
After the initial plan is in place, we’ll meet at least two times per year to keep your plan up-to-date and responsive to life and goal changes. Alongside these structured reviews, you’ll have ongoing support through email, phone, and ad-hoc meetings, allowing us to address your needs and questions as they arise.
Included in this offering is our evidence-based investment management, where we keep your investments aligned with your financial goals giving you the time and peace of mind to live your best life.
The cost consists of a one-time initial onboarding fee of $2,000 and an ongoing fee according to the following schedule:
The Assets Under Management (AUM) fee only includes investments we’re directly managing, and does not generally include employer-sponsored accounts such as 401(k)s or Health Savings Accounts (HSAs). This service can be cancelled anytime with 30 day’s notice.
This offering is for those who want ongoing comprehensive planning, but want to manage investments on their own. Otherwise, the service is identical to our core service. The cost for our Advice-only offering includes a one-time $2,000 onboarding fee and an ongoing monthly subscription of $200/month.
You can cancel at anytime with 30 days’ notice, so after the initial plan is complete, if you feel like you can take it from there, you can cancel this service. To get the initial plan in place, it usually takes 2-3 months.
Our commitment to you: your financial plan will be in plain English. Traditional advisors will hand out a 100+ page document that contains mostly unnecessary charts, graphs, and financial lingo. Let’s be honest, their client never reads it! We do things differently. We’ll consolidate your plan into an understandable summary and provide details in easy-to-read reports when it’s relevant to you.
Our online portal gives clients visibility to all the details of their plan. We consider technology important to providing the best service possible. However, our clients want to talk to a human they know and trust. Technology allows us to spend more quality time with our clients.
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